Use It or Lose It: Why You Should Use Your Dental Insurance Benefits Now

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If it has been more than six months since your last appointment with your dentist in Allen, you’re really missing out. This is because you might actually be losing money. Wait, how exactly can going to the dentist save you money? Let’s talk about why this time of year is perfect to see your dentist to maximize your insurance benefits before they expire.

Why Is Now the Perfect Time to Book a Checkup and Cleaning?

You wouldn’t pay for a service and then just not use it, right? Yet, believe it or not, that’s exactly what you’re doing when you pay your dental insurance premiums and don’t go to your appointments twice a year with your dentist. And, because your benefits don’t roll over when the year changes, now is the perfect time to use them.

Let’s say you brush and floss regularly. Good for you, but do you need to bother with a checkup and cleaning? As it turns out, yes. Even with excellent oral hygiene, you still may develop problems, like tiny cavities, that only a dental professional can diagnose. If you do have a small cavity, you can get it noticed at a checkup and treated right away before the decay spreads to the inner portion of your tooth. By skipping your checkups, you allow small problems to get worse. You could wind up with a serious toothache. That’s why preventive care is critical, which is primarily what your insurance covers.

What Services Are Covered Under Your Insurance?

Dental insurance is largely about preventing more severe dental issues like the cavity mentioned earlier. That’s why your regular checkups and cleanings are usually covered at 80 to 100 percent. Besides checking for cavities and giving your teeth a thorough cleaning, your dentist also examines your mouth for more serious problems, like gum disease and oral cancer. With these issues, early detection and prevention is a key part of treatment.

For some restorative procedures, like root canals or fillings, your dental insurance will normally cover only part of the cost. This is because issues like cavities are frequently preventable. And, many elective cosmetic procedures, like teeth whitening and porcelain veneers, are probably not covered by your insurance, as they are not deemed medically necessary.

You’re already paying your premiums, so why not pay a visit to your dentist before the end of 2019? You might as well get the most bang for your buck.

About the Author

Dr. Christina Blacher is a cosmetic dentist in Allen who earned her Doctor of Dental Medicine degree at Midwestern University in Glendale, AZ. Since then, she moved to Allen, TX to practice at P.A. Dental Arts. She believes that dentistry has the power to change your life for the better, even if it’s only through regular checkups and cleanings. She accepts most major insurance plans and her staff tries their best to make maximizing your benefits easier for you. To schedule your next appointment before the new year rolls around, contact Dr. Blacher by clicking here or calling (214) 383-5511.

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